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Are You Taking Enough Risks in Your Life and with Money?

be brave
I’ve been getting out of my comfort zone more lately.
As someone on the introvert end of the scale, it’s sometimes difficult for me to get out there and meet people. Additionally, I’m somewhat risk-averse when it comes to my money.
However, as I continue on this unexpected journey, I’m learning about the importance of taking risks with my life and with my money. I’m not talking about big, stupid risks, but smaller, calculated risks. If you want to move forward and thrive, sometimes a risk or two is necessary.

Taking Risks in My Life

Let’s be honest: Moving back to my hometown doesn’t really count as a big life risk. My parents are here (and they’ve been very supportive). What I did do, though, was join the local Chamber of Commerce and start networking.
In the past, my idea of networking was to follow my business partner around at conferences and let him meet people. Now that I’m in the local networking scene, I’m walking up to people, introducing myself and sharing things about who I am and what I do. This is something that makes me uncomfortable, but I’ve already seen positive developments from my willingness to risk myself socially this way.
I also realize that at some point I might have to take some relationship risks if I decide I want to find a new adult companion. Right now, though, the risk I’m taking is one related to loneliness. I’ve got my son, which is great — but it’s not the same thing as having adult companionship. At this point, I’d rather risk loneliness than rush into something new. It’s a weird juxtaposition, with competing emotional risks, and something I’m learning to navigate.

Risks with My Money and My Business

This year has also been one that resulted to some degree in risks with my money and my business. I joined an investing challenge and went outside my comfort zone to try some different asset classes.
For many people, risks with money can be difficult because the chance of loss is always there, even when you’re a boring indexer like I am. However, the reality is that risking your money a little bit is important. You won’t build wealth with a traditional savings account and clipping coupons.
It’s important, though, to be careful about the risks you take with your money. The investing challenge I joined is relatively small — and it’s money that I can afford to lose. When you take risks with your money, you need to make sure it’s capital you won’t need for some time, and that you won’t be devastated financially if you lose it.
Finally, I’m stepping outside my comfort zone and taking some risks with my business. I’m shifting to devote more time to posts on my own properties (which means risking income from freelance sources), but I want to be able to create a viable income stream with my web properties for increased diversity. Also, I’m hoping to get more involved with podcast projects, which means more time and effort — and even an outlay of money to make it happen.
In the long-term, I hope these risks bear fruit. These small risks could, over time, add up to something really worthwhile. As for now, I’m taking the plunge because these are risks worth taking.


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